The cost to attend college increases every year. For 2023, the average cost to attend college at a public university was $26,027 for in-state residents and private universities cost an average of $55,840. Even if your parents saved money for you to go to college, chances are you’ll need student loans at some point. Most students have the option of federal and private student loans. It’s best to exhaust your federal student loan options since they usually have lower interest and fees. Plus, you may get more assistance should you be unable to afford your payments when they’re due. What…